With rates where they are, we thought now is a good time to share an educational piece on bond markets.

We’ve previously touched on the power of investing in your human capital and how it can lead to better outcomes in the future. Education bonds are a way for individuals to help the next generation, by using a tax effective structure to support future educational needs. All information discussed in this weekly is factual in nature and for educational purposes only.

Investment Bonds are a type of managed investment product, where funds are pooled with other investors and invested into investment options chosen by the investor. These long-term investments are attractive for their potential tax efficiency, depending on investors circumstances, such as high marginal tax rates or those looking to invest for children or grandchildren. All information discussed is factual in nature and for educational purposes only.

Every year APRA conducts an annual performance test for superannuation products. The assessment under the performance test is intended to hold registrable superannuation entity (RSE) licensees to account for underperformance. A RSE is a regulated superannuation fund. All information discussed below is factual in nature.

Traditional investments like stocks, bonds, and cash are all well and good, but they don't offer the full range of potential returns and risk profiles that investors are looking for. That's where alternative assets come in.

The sixth intergenerational report was released last week by Jim Chalmers and the Albanese Government. It offers a broad long-term view of the forces that will shape our country’s economy and monetary position over the next 40 years (2062/2063). It is near impossible to accurately predict what happens in 5 years, let alone the next 40, but it does shed some light on what the government thinks we might look like in the years to come.

Should I put my hard-earned savings into owning a piece of multiple companies at once? Or channel them into bricks and mortar? Both have their attractions, and understanding which combination will work for you is key.